Healthcare in India is becoming more accessible, especially with government initiatives like the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY). In Maharashtra, thousands of families are benefitting from this scheme, which provides free medical treatment up to ₹5 lakhs per family per year. But to avail of this benefit, it’s crucial to know which hospitals are empaneled under Ayushman Bharat in your area.
What is Ayushman Bharat PM-JAY?
Launched by the Government of India in 2018, Ayushman Bharat PM-JAY is a flagship health insurance scheme aimed at covering economically vulnerable families. It provides:
◘ ₹5 lakh annual health cover per family
◘ Cashless treatment in empaneled public and private hospitals
◘ Coverage for over 1,500 medical and surgical packages
Maharashtra is one of the leading states implementing this scheme effectively through its state health agency and integrated health platforms.
Why Check the Hospital List Before Treatment?
Before seeking treatment under the Ayushman Bharat scheme, it’s important to verify that the hospital:
. Is empaneled under PM-JAY
. Offers the required specialty or treatment package
. Accepts Ayushman Bharat golden cards
. Is in your preferred location (district, city, taluka, etc.)
Knowing this ensures smooth, cashless treatment and prevents last-minute confusion.
Categories of Hospitals in Maharashtra Under Ayushman Bharat
Under Ayushman Bharat in Maharashtra, hospitals are categorized as:
1. Public (Government) Hospitals
Includes district hospitals, rural hospitals, PHCs, and civil hospitals.
2. Private Hospitals
Hospitals that have been verified and empaneled by the National Health Authority and Maharashtra’s State Health Agency.
3. Trust-run Hospitals
Charitable or NGO-based institutions that meet the scheme’s guidelines.
Each hospital must fulfill technical and infrastructure criteria to be empaneled under PM-JAY.
How to Check Ayushman Card Hospital List in Maharashtra 2025: Step-by-Step Guide
You can check the list of hospitals accepting Ayushman cards in Maharashtra through several methods:-
1.Using the Official PM-JAY Website
Step 1: Visit the official website
https://hospitals.pmjay.gov.in
Step 2: Click on “Find Empaneled Hospitals”
Step 3: Fill in the following fields:
State: Maharashtra
District: Your district (e.g., Pune, Mumbai, Nagpur)
Hospital Type: Public, Private, or All
Specialty (Optional): General, Cardiology, Orthopedics, etc.
Step 4: Click Search
You will see a complete list of Ayushman Bharat hospitals in that area, including:
. Hospital name
. Address
. Contact number
. Specialties covered
. Hospital type
You can also download the list in Excel or PDF format for offline use.
2.Using the Ayushman Bharat App (ABHA App)
Step 1: Download the official Ayushman Bharat Digital Mission (ABDM) or Arogya Setu app from Play Store or App Store.
Step 2: Register/login with your mobile number or ABHA ID.
Step 3: Go to the ‘Hospitals’ tab
Step 4: Choose:
State: Maharashtra
. City/District
Hospital Type: Public/Private
Step 5: Tap to view hospital details
The app allows you to navigate to the hospital, call directly, or save the address.
3.How to Download the Ayushman Card Hospital List in Maharashtra
Here’s how you can download the full hospital list for offline reference:
1.Visit https://hospitals.pmjay.gov.in
2.Search your area using state/district filters
3.Click the ‘Download’ icon or choose ‘Export to Excel’
4.Save the file to your mobile or computer
You can also request a printed list from your nearest government hospital or health officer.
Documents Required to Avail Treatment
To get free treatment at an Ayushman empaneled hospital, carry the following:
. Ayushman Bharat Golden Card
. Aadhaar Card
. Ration Card or ID proof
. Doctor’s prescription/report (if already consulted)
. Mobile number linked with Ayushman Card
Hospitals will verify your identity through the PM-JAY portal before admission.
Benefits of the Ayushman Card
1.Free Health Coverage Up to ₹5 Lakh Per Family
The biggest benefit is the cashless health insurance of ₹5 lakh per family per year. It covers medical and surgical expenses for a wide range of diseases, without any age or family size restrictions.
◘ No payment needed at the hospital
◘ No reimbursement paperwork required
2.Access to Thousands of Empaneled Hospitals
With over 26,000 empaneled hospitals under PM-JAY (including both public and private facilities), Ayushman cardholders have the freedom to choose their hospital and location for treatment.
◘ Urban & rural availability
◘ Cross-state portability for migrants
◘ Quality healthcare without travel limitations
3.Completely Cashless and Paperless
All services under the scheme are completely cashless, which means:
◘ No advance payment required
◘ No hidden charges
◘ Direct transaction between government and hospital
A paperless system using Aadhaar or ABHA ID speeds up the process and reduces fraud.
4.Family Coverage with No Age Limit
Unlike private insurance policies that limit coverage by age or dependents, the Ayushman card:
◘ Covers the entire family
◘ Has no age bar (from newborns to the elderly)
◘ Is valid for large families (no member cap)
5.Covers Pre- and Post-Hospitalization Expenses
Under the Ayushman Bharat scheme, the benefits go beyond hospitalization:
◘ 3 days pre-hospitalization
◘ 15 days post-hospitalization
◘ Includes tests, medicine, doctor visits, and follow-up
6.Portability Across India
One of the most powerful features is national portability. You can use your Ayushman card:
◘ In any Indian state or union territory
◘ Even if you move or migrate for work
◘ In emergencies during travel
Perfect for migrant workers, students, and rural families seeking care in urban centers.
7.Free Diagnostics and Lab Tests
The Ayushman card includes free diagnostic services, such as:
◘ Blood tests
◘ X-rays
◘ ECG, CT scans, and MRI
◘ Ultrasound
◘ Pathology and biochemistry
All essential tests needed for treatment planning are covered.
Frequently Asked Questions (FAQ)
Is Ayushman Bharat available in all districts of Maharashtra?
Yes, the scheme covers all 36 districts including Mumbai, Thane, Pune, Nashik, Nagpur, Solapur, Aurangabad, and more.
Can I use my Ayushman card in a private hospital?
Yes, but only in hospitals empaneled under PM-JAY. Use the online tool to confirm before visiting.
Is the hospital list updated regularly?
Yes, the National Health Authority updates the list every month. Always check online for the latest list before planning treatment.
What if my district has no empaneled hospital?
You can visit any empaneled hospital in another district/state. The Ayushman card is valid across India.
Can I get treatment without an Ayushman card?
No, you must carry your golden card or ABHA ID to get free treatment under this scheme.
Conclusion
The Ayushman Bharat Yojana is a lifeline for millions in Maharashtra, offering access to quality healthcare without financial burden. Whether you’re in a village in Satara or a city like Mumbai, you can find empaneled hospitals nearby using official tools and resources.
Now that you know how to check the Ayushman card hospital list in Maharashtra in 2025, take a few minutes to explore the list, keep your documents ready, and share this information with family and friends. In times of emergency or planned treatments, it could be the help they need.